Rates & Fees
Clear, competitive, and fully transparent. What you see is exactly what you get — no fine print, no hidden charges.
Savings & Deposit Rates
Your money works harder with competitive yields and compounding returns
| Account Type | APY | Minimum Deposit | Compounding |
|---|---|---|---|
| High-Yield Savings ★ Featured | 3.75% | $0 | Daily |
| Checking Account | 1.50% | $0 | Monthly |
| 12-Month CD | 3.55% | $500 | Monthly |
| 18-Month CD | 3.65% | $500 | Monthly |
| 24-Month CD | 3.80% | $500 | Monthly |
APY = Annual Percentage Yield. Rates subject to change without notice.
Savings Growth Calculator
See how much your money can grow with our high-yield rates.
Estimated Future Value
Loans & Credit Rates
Competitive terms to help you reach your goals — predictable payments, fair terms
| Product | APR Range | Typical Terms | Notes |
|---|---|---|---|
| Personal Loan | 5.99% – 18.99% | 12–60 months | No prepayment penalties |
| Business Term Loan | 6.49% – 14.99% | 12–84 months | Based on business history & revenue |
| Credit Card | 4.00% – 22.99% | Revolving | 0% intro APR for 12 months on balance transfers |
| Lines of Credit | 7.25% – 16.99% | Variable | Pay interest only on what you use |
APR = Annual Percentage Rate. Your actual rate is based on creditworthiness, loan amount, and term. All rates subject to approval.
Fee Schedule
What we charge — and what we don't. Simple as that.
No-Fee Services
- Monthly maintenance fees $0
- Online transfers between accounts $0
- In-network ATM usage $0
- Mobile check deposit $0
- Paperless statements $0
Standard Fees
- Out-of-network ATM $2.50
- Overdraft fee $15.00
- Wire transfer (incoming) $0
- Wire transfer (domestic outgoing) $15.00
- Wire transfer (international) $25.00
Member-exclusive benefit: Maintain qualifying membership and get reimbursed up to $15/month in out-of-network ATM fees.
Have Questions?
Our team is happy to walk you through rates, compare options, and help you choose what fits your goals.
Contact Us →